If you were a bank manager or other investor considering a request to loan money to either Nike or a competitor, to which company would you choose to provide a loan?

Q4. If you were a bank manager or other investor considering a request to loan money to either Nike or a competitor, to which company would you choose to provide a loan? Explain and support your answer. use the attached file below to see the financial statement for the companies.
Debt RatioNike = 61.9%
Under Armour = 55.6%
EBITNike = 98.98
Under Armour = Interest Coverage Ratio
Nike =
Under Armour =
Link to UnderArmour Statements in 2019:
https://www.sec.gov/Archives/edgar/data/1336917/000133691720000010/ua-20191231.htm#ia59c9d23542e4b489dc58de46d9acdd9_127