Go here: https://www.sec.gov/edgar/search-and-access then search for the 10-K. 4. Alternately go to that company’s website and look in its investor relations page to see if they have posted the 10-K there (Costco did this). For general information on the SEC: http://www.sec.gov/about/whatwedo.shtml For information on the 10K: http://www.sec.gov/answers/form10k.htm and http://en.wikipedia.org/wiki/Form_10-K WRITING PROMPT: Read the 10K SEC filing and focus on the following: 1. What business are they in? Did they define it the way you would think? How do theymake money?

Choose a publicly traded company for whom you can find a 10K SEC filing. You can pick the company you work for or a company in an industry you would like to learn about.
3. Go here: https://www.sec.gov/edgar/search-and-access then search for the 10-K.
4. Alternately go to that company’s website and look in its investor relations page to see if they have posted the 10-K there (Costco did this).
For general information on the SEC: http://www.sec.gov/about/whatwedo.shtml
For information on the 10K: http://www.sec.gov/answers/form10k.htm and http://en.wikipedia.org/wiki/Form_10-K
WRITING PROMPT: Read the 10K SEC filing and focus on the following:
1. What business are they in? Did they define it the way you would think? How do theymake money?
2. Read through their risks Which are the most concerning Which kind affect everyone in their industry?o Which affects everyone in the world?o Pick an example of each to discuss.
3. Which stock listing does this stock trade on? Costco traded on the NASDAQ.
4. Read management’s discussion. What was the key point that they tried to emphasize?
5. Who is their auditor?
6. Financial statements – pick the note for one of the below and tell me about Inventory method Allowance for doubtful accounts method Depreciation method
7. Conclude by explaining briefly why I should or should not buy this company’s stock at the current market value. Find the current market value on the web. 

A volcano has erupted in Alaska. It has left a great deal of mud and ash on roads. People in the continental United States are sending you canned food, brooms, gloves, lawn mowers, and heavy equipment. Volunteers have arrived to help. What of these items are useful to you? How can you avoid getting unwanted items? Can the volunteers help you? How would you put them to work?

 
After you have created your new discussion topic, you are required to read and respond to a minimum of two (2) of your classmates discussion topics.  Think of your responses in terms of a contribution to a dialogue, not a writing exercise or a chat room.  Elaborate a single idea and keep your post short but concise as if you were holding a conversation with your classmate(s).   Incorporate what you have learned from the weekly reading material and from your own real-world experiences.  Don’t forget to use proper APA citations and references whenever necessary.

William: Scenario 4: A volcano has erupted in Alaska. It has left a great deal of mud and ash on roads. People in the continental United States are sending you canned food, brooms, gloves, lawn mowers, and heavy equipment. Volunteers have arrived to help. What of these items are useful to you? How can you avoid getting unwanted items? Can the volunteers help you? How would you put them to work? 

 
The items that are being sent that will be useful in this situation are the canned foods, gloves, and heavy equipment. Because of this disaster, people may be in need of food because their homes could have been destroyed in the process of the volcano eruption. Gloves would be useful to have for cleaning up the debris that would be left from the eruption. Finally, heavy equipment would be required to clean up the mud and ash that would be left on the roads. You can avoid getting unwanted items for donation by doing an assessment on what donations you need, and then making the specific items that are needed known to the public. The volunteers can help with the sorting of the donations and help with the clean up efforts. 
 
Patrick: Scenario 4: A volcano has erupted in Alaska. It has left a great deal of mud and ash on roads. People in the continental United States are sending you canned food, brooms, gloves, lawn mowers, and heavy equipment. Volunteers have arrived to help. What of these items are useful to you? How can you avoid getting unwanted items? Can the volunteers help you? How would you put them to work?
When a natural disaster strikes, often times communities are not as prepared as they could be or should be. A volcano erupting in Alaska probably caught most citizens off guard and now they need the help of volunteers and sponsors to help out the communities. The first step in avoiding unwanted supplies could be to have the media liaison express to surrounding communities and the media what supplies and help is actually needed to help the suffering community. Of the items listed, brooms and lawn mowers would not be of much help to clean up mud and ash off of the roads. Canned food, gloves, and heavy equipment would be of great need in order to help the community members clean up and to have food. Volunteers can be very beneficial to helping communities after natural disasters. It is very important for members of the local government and incident command team to guide the volunteers and tell them exactly how they can help in the current situation. Volunteers in this scenario could help clean up the mud and ash off of the roads, gather all sent in supplies, and offer any other help to the members of the community that are struggling. 
 
RUBRIC BELOW
1. Discussion Forum
Discussion forum participation will be graded using the following criteria:

 
3 points
4 points
5 points

Engagement / Interaction
engaged in a meaningful and relevant dialog with at least one peers
N/A – no points are available for this criterion
engaged in a meaningful and relevant dialog with two or more peers

Participation
participated on one days
N/A – no points are available for this criterion
participated on two or more days

Content / Topic Relevance
discussion forum contributions sometimes addressed the main topic
discussion forum contributions very often addressed the main topic
discussion forum contributions always addressed the main topic

Timeliness
responded to main topic one day after the first post due date
N/A – no points are available for this criterion
responded to main topic the day of the first post due date
 

Content / Topic Knowledge
displays a good understanding of the material
displays a very good understanding of the material
displays an excellent understanding of the material

What do you believe are the least effective and most effective ways to teach individuals to act ethically?

Instructionsweek1.docx

DISCUSSION 1 WEEK 1
Please write approx 4 paragraphs reflecting on the issue of morals vs. ethics. Include the following in your reflection:
· A definition of moral principles.
· The difference between moral principles and ethical standards.
· Your personal moral standards for behavior.
· The basis for your moral standards. For instance, do your morals stem from a religious background, anecdotal experience, other family members, or mentors?
· A comparison of your personal moral standards with at least three APA ethical principles. How are your moral standards and the APA ethical principles similar or different?
DISCUSSION 2 WEEK 1
Topic: Compare and Contrast
You may have a distinction between your own personal ethical boundaries and your work ethical boundaries.
Take for example, accepting gifts from coworkers or persons in your field of work.  Take for example dating a coworker.
Compare and contrast these concepts and pose a question to the group.
DISCUSSION 3 WEEK 1
Imagine that you are working in a 10th grade classroom, and your school’s curriculum requires that, as part of your high school’s Introduction to Psychology course, you teach your students how to engage in ethical behavior.
Answer the following questions as you consider what you might do to meet your school’s curricular goals:
· What do you believe are the least effective and most effective ways to teach individuals to act ethically?
· Can an individual adopt ethical standards without the ability for empathy? Justify your position.
· Are there elements of ethical development that are age- or gender-specific?

What are the key considerations when developing an information system for a global enterprise? Have you heard of the follow-the-sun model of support? What are the benefits and challenges of such a model?

Please respond to the following in a substantive post (3–4 paragraphs):
· What are the key considerations when developing an information system for a global enterprise? Have you heard of the follow-the-sun model of support? What are the benefits and challenges of such a model?
· What are the major challenges posed by the global information systems? Choose one challenge and identify a solution to overcome that challenge. Feel free to use industry examples in your discussion.

Use text, visuals, and data tables to answer at least three of the questions below using the Clean Beauty Data Set: What types of consumers are more likely to use Clean Beauty products? How do consumers perceive Clean Beauty products? What are the most important factors to use in marketing Clean Beauty products?

Clean Beauty: Strategic Questions
Use text, visuals, and data tables to answer at least three of the questions below using the Clean Beauty Data Set:

What types of consumers are more likely to use Clean Beauty products?
How do consumers perceive Clean Beauty products?
What are the most important factors to use in marketing Clean Beauty products?
How do you use those factors in positioning a Clean Beauty product?
Can Clean Beauty be marketed to men? Why? How?
What types of data that would help you in your marketing are you missing in this data set?
How can a Clean Beauty product appeal to and serve a higher purpose than sales, profits and customer satisfaction?

Students will identify outstanding companies that exemplify corporate social responsibility (CSR), and understand the impact CSR has on a firm’s reputation. Research a company that has embraced and implemented CSR policies and tactics. Explain what the impact has on society and the firm’s reputation. How does the firm monitor its CSR effectiveness? Why are CSR tactics important?

Students will identify outstanding companies that exemplify corporate social responsibility (CSR), and understand the impact CSR has on a firm’s reputation.
Research a company that has embraced and implemented CSR policies and tactics. Explain what the impact has on society and the firm’s reputation. How does the firm monitor its CSR effectiveness? Why are CSR tactics important?
Research 2 peer-reviewed journal articles. Use APA in-text citations and a reference page, in standard APA format. Provide two full pages of written work not including the cover page or reference page. Use appropriate grammar and spelling.

Howton & Howton Worldwide (HHW) is planning its operations for the coming year, and the CEO wants you to forecast the firm’s additional funds needed (AFN). The firm is operating at full capacity. Data for use in the forecast are shown below. However, the CEO is concerned about the impact of a change in the payout ratio from the 10% that was used in the past to 50%, which the firm’s investment bankers have recommended. Based on the AFN equation, by how much would the AFN for the coming year change if HHW increased the payout from 10% to the new and higher level?

FIN  534 – Homework Chapter 12
Rating A
 
 
1. Which of the following statements is CORRECT?
a. Perhaps the most important step when developing forecasted financial statements is to determine the breakdown of common equity between common stock and retained earnings.
b. The first, and perhaps the most critical, step in forecasting financial requirements is to forecast future sales.
c. Forecasted financial statements, as discussed in the text, are used primarily as a part of the managerial compensation program, where management’s historical performance is evaluated.
d. The capital intensity ratio gives us an idea of the physical condition of the firm’s fixed assets.
e. The AFN equation produces more accurate forecasts than the forecasted financial statement method, especially if fixed assets are lumpy, economies of scale exist, or if excess capacity exists.
 
2. Which of the following statements is CORRECT?
a. The sustainable growth rate is the maximum achievable growth rate without the firm having to raise external funds. In other words, it is the growth rate at which the firm’s AFN equals zero.
b. If a firm’s assets are growing at a positive rate, but its retained earnings are not increasing, then it would be impossible for the firm’s AFN to be negative.
c. If a firm increases its dividend payout ratio in anticipation of higher earnings, but sales and earnings actually decrease, then the firm’s actual AFN must, mathematically, exceed the previously calculated AFN.
d. Higher sales usually require higher asset levels, and this leads to what we call AFN. However, the AFN will be zero if the firm chooses to retain all of its profits, i.e., to have a zero dividend payout ratio.
e. Dividend policy does not affect the requirement for external funds based on the AFN equation.
 
3. Which of the following statements is CORRECT?
a. When we use the AFN equation, we assume that the ratios of assets and liabilities to sales (A0*/S0 and L0*/S0) vary from year to year in a stable, predictable manner.
b. When fixed assets are added in large, discrete units as a company grows, the assumption of constant ratios is more appropriate than if assets are relatively small and can be added in small increments as sales grow.
c. Firms whose fixed assets are “lumpy” frequently have excess capacity, and this should be accounted for in the financial forecasting process.
d. For a firm that uses lumpy assets, it is impossible to have small increases in sales without expanding fixed assets.
e. There are economies of scale in the use of many kinds of assets. When economies occur the ratios are likely to remain constant over time as the size of the firm increases.
 
4. Last year Jain Technologies had $250 million of sales and $100 million of fixed assets, so its FA/Sales ratio was 40%. However, its fixed assets were used at only 75% of capacity. Now the company is developing its financial forecast for the coming year. As part of that process, the company wants to set its target Fixed Assets/Sales ratio at the level it would have had had it been operating at full capacity. What target FA/Sales ratio should the company set?
a. 28.5%
b. 30.0%
c. 31.5%
d. 33.1%
e. 34.7%
                       
 
5. Howton & Howton Worldwide (HHW) is planning its operations for the coming year, and the CEO wants you to forecast the firm’s additional funds needed (AFN). The firm is operating at full capacity. Data for use in the forecast are shown below. However, the CEO is concerned about the impact of a change in the payout ratio from the 10% that was used in the past to 50%, which the firm’s investment bankers have recommended. Based on the AFN equation, by how much would the AFN for the coming year change if HHW increased the payout from 10% to the new and higher level? All dollars are in millions.
Last year’s sales = S0 $300.0 Last year’s accounts payable $50.0
Sales growth rate = g 40% Last year’s notes payable $15.0
Last year’s total assets = A0* $500.0 Last year’s accruals $20.0
Last year’s profit margin = PM 20.0% Initial payout ratio 10.0%
a. $31.9
b. $33.6
c. $35.3
 
d. $37.0 

Share two or three of the most valuable pieces of information or skills you have learned from this class. How would you use the different types of software we discussed? Are some tools better for some uses than others? Be specific and give an example or two. How do you plan to integrate these new skills into your future school and work experiences?

2: Discussion: What Have You Learned?
Your new software skills will not be of much use if you do not see a practical application for the skills in your workplace and personal life. Without practice, remembering how to use the tools will be difficult. In this assignment, you will discuss different ways to use presentation software outside of the class.
Consider the use of presentations in your job and personal life. Respond to the following:

Share two or three of the most valuable pieces of information or skills you have learned from this class. How would you use the different types of software we discussed? Are some tools better for some uses than others? Be specific and give an example or two.
How do you plan to integrate these new skills into your future school and work experiences?
Give an example of a situation where a presentation would help you communicate information to others.
When creating a presentation, are there any legal, ethical, or security implications for what you include?
Based on your module readings, explain how you could use visual tools (video, pictures, graphs, charts, etc.) to help to convey information in a presentation. How might your tone and method of presentation differ if you were communicating with a friend or family member as opposed to a co-worker or supervisor?

Your initial response should be at least 150 words. Each of your follow-up responses should be at least 50 words.
Use properly documented sources outside of this course to justify, support and expand on your response. Apply APA standards to citation of sources.
By Sunday, April 26, 2015, post your response to the appropriate Discussion Area. Through Wednesday, April 29, 2015, review and comment on at least two peers’ responses.

Assignment 2 Grading Criteria

Maximum Points

Initial Discussion Response

16

Discussion Participation

16

Writing Craftsmanship and Ethical Scholarship

8

Total:

40

As you move forward to reflect on the process of writing your Literary Analysis Draft in Week Three, watch the video Writing the Compare and Contrast Essay, which provides an overview of the writing process.  This may seem familiar if you have taken a course in introductory writing (e.g., Freshman Composition, Introduction to Composition, Composition I).  Keep this writing process in mind as you follow the instructions below to reflect on your work. In this journal Discuss the process you used to write the literary analysis for the Week Three rough draft assignment. Describe how a literary analysis is different than other essays you have written. Explain what literary concept, definition, technique or conflict you found most confusing.  What did you do to try to understand that subject?

As you move forward to reflect on the process of writing your Literary Analysis Draft in Week Three, watch the video Writing the Compare and Contrast Essay, which provides an overview of the writing process.  This may seem familiar if you have taken a course in introductory writing (e.g., Freshman Composition, Introduction to Composition, Composition I).  Keep this writing process in mind as you follow the instructions below to reflect on your work.
In this journal

Discuss the process you used to write the literary analysis for the Week Three rough draft assignment.
Describe how a literary analysis is different than other essays you have written.
Explain what literary concept, definition, technique or conflict you found most confusing.  What did you do to try to understand that subject?
Ask your professor questions about problems or issues you encountered during the writing process of your draft assignment. Take advantage of this opportunity to explain the challenges you faced so your instructor can provide advice to assist you.
Share a success you experienced when creating your draft. Why do you see it as a positive move forward in your writing process and your analysis/understanding of a text?

Watch the video, “Physical Development in Early Childhood,” and choose one child to observe for motor development. Discuss and defend the observation technique you used. ·       Why did you select this observation technique? ·       What did you learn?

Watch the video, “Physical Development in Early Childhood,” and choose one child to observe for motor development.
Discuss and defend the observation technique you used.
·       Why did you select this observation technique?
·       What did you learn?
·       What other observation technique could you have used?
·       What more do you need to know?
Explain the importance of direct observation to a coworker who is new in the early childhood field. Give specific examples of why it is important to conduct objective observations of young children.  
 
Pearson. (n.d.) Physical Development in Early Childhood. [Video file.] Retrieved fromhttp://media.pearsoncmg.com/pcp/pls_0558982484/index.html?wf=1&item=4
CDE. (n.d.) The Essential Role of Observation and Documentation. [Video file.] Retrieved fromhttp://www.cde.state.co.us/resultsmatter/RMVideoSeries.htm